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Welcome to Bank of Ocean City! Discover the advantages of banking with us! |
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Bank of Ocean City's annual privacy disclosure is being provided to comply with the provisions of the Gramm-Leach-Bliley Act governing the privacy of consumer financial information. Click here to review the disclosure. |
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Beginning January 1, 2010, Bank of Ocean City will no longer participate in the FDIC’s Transaction Account Guarantee Program. Thus, after December 31, 2009, funds held in non-interest bearing transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee Program, but will be insured up to $250,000 under the FDIC’s general deposit insurance rules. |
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Effective July 1, 2010, federal regulations require consumer accountholders who participate in Bank of Ocean City’s Overdraft Privilege service to opt-in to having the bank authorize and pay overdrafts on their ATM and everyday debit card transactions. Consumer accountholders must confirm their opt-in option by August 15, 2010 for Overdraft Privilege to continue to apply to their ATM and everyday debit card transactions. To opt-in consumer accountholders should:
- call 410-641-2228 to speak to a Overdraft Privilege Administrator;
- click here to access the opt-in form. Complete the form and drop it off at any of our branch locations or mail it to PO Box 150, Ocean City, MD 21843;
- or send an email to optin@bankofoceancity.com with the accountholders name and phone number. An Overdraft Privilege Administrator will contact the accountholder to confirm the opt-in request.
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