Personal Checking

Bank of Ocean City has a complete offering of deposit accounts to fit your needs and make banking easy. Explore our options and choose what works best for you!

Regular Checking

This non-interest bearing account is best suited for customers who are looking for an account with unlimited check writing and a low monthly balance requirement.

Interest Checking

This account is for customers who wish to earn interest on their checking account.

Seasonal Checking

This account is for customers who are visiting our community and wish to maintain a local checking account for 6 months or less.

50 Advantage Checking

This account is designed for our over 50 customers and comes with some special advantages.

*Complimentary first order of checks (limited selection)
*25% Off check reorders
*No fee on overdraft protection from another BOC account
*$10 discount on 1st Year Safe Deposit Box rental
*Periodic Bonus CD Rates when available
*ONE Early CD withdrawal without penalty for Medical Emergency

FDIC Deposit Coverage