Disclosures

Important Information

Disclosures

Disclosures

Privacy Policy


Privacy is fundamental to the American way of life. When you provide personal information in order to process your transaction, you fully expect your data to be used only for its intended purpose and to be kept confidential.

We respect your right to confidentiality and take every possible measure to ensure that your personal information remains personal.
In short, we work hard to earn your confidence and preserve your trust.

We value your business and hope you will remain with us for many years to come. If you ever have questions or concerns about the integrity of your account information – or any other aspect of our business operations – please don’t hesitate to telephone or come in to talk to our staff.

This privacy disclosure is being issued to comply with the provisions of the Gramm-Leach-Bliley Act governing the privacy of consumer financial information.

*Bank of Ocean City’s Privacy Policy is available in Adobe Acrobat® (PDF) format and requires that Adobe Acrobat Reader be installed on your computer. If you do not have Adobe Acrobat Reader installed, please download a free version.

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Patriot Act


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license and other identifying documents.

Personal Online Banking (Online Advantage) Terms and Conditions


Please read these Terms and Conditions carefully and keep them for future reference.

Click here to access the Personal Online Banking (Online Advantage) Terms and Conditions *.

*Bank of Ocean City’s Terms and Conditions is available in Adobe Acrobat® (PDF) format and requires that Adobe Acrobat Reader be installed on your computer. If you do not have Adobe Acrobat Reader installed, please download a free version.

Adobe Acrobat Reader

Business Online Banking (Business Advantage) Terms and Conditions


Please read these Terms and Conditions carefully and keep them for future reference.

Click here to access the Business Online Banking (Business Advantage) Terms and Conditions *.

*Bank of Ocean City’s Terms and Conditions is available in Adobe Acrobat® (PDF) format and requires that Adobe Acrobat Reader be installed on your computer. If you do not have Adobe Acrobat Reader installed, please download a free version.

Adobe Acrobat Reader

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