Online & Mobile Solutions

Online-BankingOnline & Mobile Solutions

Welcome to Bank of Ocean City’s suite of 24 hour banking solutions. We are committed to offering our customers cutting edge technology while still maintaining the hometown feel and personalized services for which we are known.

Online Banking

Online Advantage and Business Advantage are Bank of Ocean City’s Online Banking products. These powerful online banking platforms allow you to access the same great service you receive from our tellers, right at your fingertips. You can check your balance, view recent transactions, pay bills and set up alerts anytime, anywhere. 



Bank of Ocean City is now offering SecureAlerts through Online Banking. Our new SecureAlerts can let you know the moment something important happens in your account, and you can watch for suspicious activity in real-time. This valuable fraud fighting tool is available to all Online Banking users at no additional fee. Text message and data fees may be charged by your service provider to receive text alerts.


Online Advantage

To enroll in Online Advantage, Bank of Ocean City’s Personal Online Banking product, click here.

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TransferNow® External Transfers

Transfer your money from another bank without moving an inch. Online transfers are the convenient way to move money from your accounts at other banks into your account at Bank of Ocean City – no checks, cash deposits or branch visits required. Log in to your online banking account to schedule a transfer.

Business Advantage

To enroll in Business Advantage, Bank of Ocean City’s Business Online Banking product, contact any branch location.

We’ve recently upgraded our Business Advantage platform in order to enhance your Business Online Banking experience! 

Established users will notice that there has been a small change to the login process. After selecting Business from the Online Banking login area on the home page of our website, users are now prompted to enter both a Username and a Password. A user’s Access ID is now their Username, and their Password is unchanged. When logging in to the new version for the first time, users will be asked to accept Terms & Conditions and provide an answer to an additional security question. We hope that you enjoy the fresh, new look!

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e-Pay is part of our personal online banking platform and will make paying your bills and managing your money even easier. With e-Pay you can conveniently schedule and pay all your bills online in a secure environment through our online banking site. You can pay anyone from your babysitter to a Fortune 500 company. Set up reminders, automatic payments, or elect to receive e-Bills to help stay on top of your payments. Plus it's completely safe, easier and more secure than mailing paper checks. See how it works with our helpful tutorial.

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Business e-Pay

Business e-Pay is Bank of Ocean City’s business bill pay product. We know that running a business is hard enough without having to worry about your finances. We can help you spend less time on your books and more time concentrating on your business. With our Business Online Banking service you can review account information, conduct account reconciliation, transfer funds between accounts, and authorize ACH Payroll Origination.  In addition, employees can be given access to specific functionalities to different staff members in order for you to control the accounts and services employees may access.

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ACH Manager

Bank of Ocean City’s ACH Manager allows Business Online Banking customers to create electronic payments and deposits. Automated Clearing House (ACH) is a secure payment transfer system that connects all U.S. financial institutions. Using the ACH Manager tool, you can originate ACH transactions when and where you want, safely and quickly. It’s a cost-effective way to handle routine business transactions. ACH is used for a wide variety of payments and deposits, including direct deposit of payroll, payments to vendors, and payments from customers.

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Bank of Ocean City’s e-Statement service is offered through our online banking platforms and gives you the option to begin receiving your monthly bank statement in an electronic format.

Remote Deposit Capture

Remote Advantage is Bank of Ocean City’s Remote Deposit Capture business banking service. This cost-effective and easy-to-use browser-based application allows you to conveniently deposit checks from your place of business. Checks are validated automatically as they are processed through a check scanner. Built-in advanced CAR/LAR recognition technology reduces manual data entry and operator intervention by reading the amount, account number, and other information from the scanned documents. Duplicate item detection at the point of capture ensures individual checks are deposited just once. After the checks are scanned, the captured check images and data are transmitted to the financial institution.

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Mobile Banking

Bank of Ocean City’s Mobile Banking products are available to you anytime, anywhere! With our mobile apps you can check account balances, view recent transactions, including check images, transfer money between accounts and pay bills. Enroll in online banking to gain access to Mobile Banking. For Personal Online Banking, click here to enroll. For Business Online Banking, contact any branch location. Then click the Apple Store or Google Play Store links below or search the app stores for our personal Mobile Banking app, BOC Mobile, or our Business Mobile Banking app, BOC Business.

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Personal Mobile Banking Apps

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Business Mobile Banking Apps

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Mobile Deposit

An exciting add on feature of our Mobile Banking applications is Mobile Deposit. Mobile Deposit adds even more convenience by saving you a trip to a branch! With Mobile Deposit you will be able to take a front and back picture of a check and submit the image electronically. Click here to review the Personal Mobile Deposit Frequently Asked Questions. Click here to review the Business Mobile Deposit Frequently Asked Questions. Contact any branch location to request this service.

Card Management

Card Management is available for Consumer Visa Debit Cardholders through BOC Mobile, our Personal Mobile Banking app. Card Management gives you total debit card control, helping to protect your account from fraud. Card Management allows you to turn your debit card "on" or "off" anytime. When your debit card is turned “off", it will be completely inactive. All you need to do is turn it “on” when you’re ready to use it. You can also add travel plans, define geographic areas where your card can be used, set dollar limits and restrict purchases by type of merchant, which gives you complete control over how your debit card is used. If you are not enrolled in Online Banking, you will be required to enroll in Online Banking and download the Mobile Banking app.


CardValet® is a stand-alone app available for Business Visa Debit Cardholders and can be downloaded from the Apple App Store or the Google Play Store. CardValet® gives business cardholders total debit card control, helping them protect themselves from fraud. CardValet® allows business cardholders to turn their debit card "on" or "off" anytime. When their debit card is turned “off", it will be completely inactive. All the business cardholders needs to do is turn it “on” when they’re ready to use it. Business cardholders can also define geographic areas where their card can be used, set dollar limits and restrict purchases by type of merchant, which gives them complete control over how their debit card is used.

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Zelle is here! Zelle is a fast, safe and easy way to send money to people you know. Click here to learn more. 


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