Online & Mobile Solutions

Online-BankingOnline & Mobile Solutions

Welcome to Bank of Ocean City’s suite of 24 hour banking solutions.  We are committed to offer our customers cutting edge technology while still maintaining the hometown feel and personalized services for which we are known for.

Online Banking

Online Advantage and Business Advantage are Bank of Ocean City’s Internet Banking products. These powerful online banking platforms allow you to access the same great service you receive from our tellers, right at your fingertips. You can check your balance, view recent transactions, pay bills and set up alerts anytime, anywhere. Take a tour of our online banking platforms with these tutorials.

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e-Pay is part of our personal online banking platform and will make paying your bills and managing your money even easier. With e-Pay you can conveniently schedule and pay all your bills online in a secure environment through our online banking site. You can pay anyone from your babysitter to a Fortune 500 company. Set up reminders, automatic payments, or elect to receive e-Bills to help stay on top of your payments. Plus it's completely safe, easier and more secure than mailing paper checks. See how it works with our helpful tutorial.

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Business e-Pay

Business e-Pay is Bank of Ocean City’s business bill pay product. We know that running a business is hard enough without having to worry about your finances. We can help you spend less time on your books and more time concentrating on your business. With our Business Online Banking service you can review account information, conduct account reconciliation, transfer funds between accounts, and authorize ACH Payroll Origination.  In addition, employees can be given access to specific functionalities to different staff members in order for you to control the accounts and services employees may access.

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Bank of Ocean City’s e-Statement service is offered through our online banking platforms and gives you the option to begin receiving your monthly bank statement in an electronic format.

Remote Deposit Capture

Bank of Ocean City's Remote Deposit Capture business banking service is a cost-effective browser-based application that allows you to conveniently deposit checks from your place of business. Users log on to a secure web site from the business location.  The easy-to-use merchant capture application guides the customer through the deposit process. As the items are scanned, they are validated automatically. Built-in advanced CAR/LAR recognition technology reduces manual data entry and operator intervention by reading the amount, account number, and other information from the scanned documents. Duplicate item detection at the point of capture ensures individual checks are deposited just once. After the checks are scanned, the captured check images and data are transmitted to the financial institution.

Mobile Banking

Bank of Ocean City’s Mobile Banking products are available to you anytime, anywhere! With our mobile apps you can check account balances, view recent transactions, including check images, transfer money between accounts and pay bills. Click the Apple Store or Google Play Store links below or search the app stores for our personal Mobile Banking app, BOC Mobile, or our Business Mobile Banking app, BOC Business.

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Personal Mobile Banking Apps

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Business Mobile Banking Apps

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Mobile Deposit

An exciting add on feature of our Mobile Banking applications is Mobile Deposit. Mobile Deposit adds even more convenience by saving you a trip to a branch! With Mobile Deposit you will be able to take a front and back picture of a check and submit the image electronically. Contact any branch location to request this service.


Bank of Ocean City’s CardValet® product gives you total debit card control- helping you protect yourself from fraud!  CardValet® allows you to turn your debit card "on" or "off" anytime. When your debit card is turned “off", nobody will be able to use your card. Turn them “on” when you’re ready to use them. CardValet® is a convenient way to safeguard you and your debit card from fraud.   You can define geographic areas where your card can be used, set dollar limits, restrict purchases by type of merchant giving you complete control over how your debit card is used.


Bank of Ocean City’s popmoney® personal payment service allows you to send money electronically.  Using popmoney® makes sending money to your family and friends safer and simpler. All you need is an email address or mobile phone number and you can electronically transfer money from your bank account directly to their bank account with a few simple clicks.


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