Personal Loans

Personal-LoansPersonal Loans

For over 100 years Bank of Ocean City has been serving the financial needs of our community.  We understand that each customers’ financial needs are different and recognize the importance of providing customer focused products.  We are a community bank that offers far more flexibility than the big banks, and more important…the personalized service you deserve and trust. 

Have a financing need? Explore Bank of Ocean City’s Personal Loan options to find the one that best fits your needs!  Below is a partial listing of our personal loan products.
  • Debt consolidation
  • New and Used auto loans
  • Unimproved land loans
  • Residential Construction loans
  • Residential mortgages

Starting the Personal Lending Process

It’s important to work with an experienced, local banker who you can count on. As a community bank, our loan officers are here to help you by providing straightforward answers to your questions for a banking experience with no surprises.

Here are a few things you will need to get the process started:

  • Complete and sign this Consumer Loan Application [click to open]
  • Provide two years of personal tax returns
  • Provide two years of business tax returns if self employed

Contact us for more information on getting the personal lending process started.

For your security, do not send these documents to us through regular email. Please use a secure email service.


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