Federal Deposit Insurance Corporation FDIC Insured - Backed by the full faith and credit of the U.S. Government.

Community Involvement

Bank of Ocean City prides itself on having an integral role in the local communities. Our employees live here, work here, invest here and more importantly… serve here. As a community Bank, we consider it our responsibility to make the community a better place to live, work and play.

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CardValet®

CardValet® is a stand-alone app available for Business Visa Debit Cardholders and can be downloaded from the Apple App Store or the Google Play Store. CardValet® gives you total debit card control, helping to protect your account from fraud. CardValet® allows you to turn your debit card "on" or "off" anytime. When your debit card is turned “off", it will be completely inactive. All you need to do is turn it “on” when you’re ready to use it. You can also define geographic areas where your card can be used, set dollar limits and restrict purchases by type of merchant, which gives you complete control over how your debit card is used.

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Merchant Services

Bank of Ocean City’s innovative payment processing solutions give businesses the flexibility of accepting all major credit cards anytime, anywhere, on multiple devices. Our payment solutions can be customized to your business model. We offer competitive rates and unsurpassed customer service. Bank of Ocean City uses Elavon as their processor.

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Mobile Deposit

Bank of Ocean City’s Mobile Deposit product adds even more convenience by saving you a trip to a branch! After enrolling in Mobile Deposit, you can simply use our App to take a snapshot of your check and the funds will be deposited into your selected account. Watch our mobile banking tutorial to see how.

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Commercial Lending

For over 100 years Bank of Ocean City has been making loans to local businesses and fueling the growth of our community. Our commitment to supporting local business is deeply rooted in the Bank’s lending practices and quick response time. Our staff of Certified Business Bankers can help you and your business succeed and adapt to the ever changing commercial market.

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Financial Calculators

Bank of Ocean City provides the best quality service and advice to its customers. Below you can find new calculators to help you plan, budget and be fiscally fit.

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